There's sites where they openly ask buyers not to use PP for some items that are high fraud risk and allow PP for less risky items. This means retailers will just drop PP as an option completely. I generally use it for most of my online buying as it's become difficult lately to use prepaid cards for some reason, I used to be able to effortlessly convert cryptocurrency into a virtual visa and buy anything but alas. Paypal, for buyers, is an easy experience now there's no waiting for your account to be loaded from a bank.