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People will continue to prefer PayPal alternatives when the costs are so much higher to use paypal and I would assume this is generally difficult to enforce because it relies on a user telling paypal that a vendor asked them to use an alternative method. I would make paypal my last payment option offered to a buyer.


There's sites where they openly ask buyers not to use PP for some items that are high fraud risk and allow PP for less risky items. This means retailers will just drop PP as an option completely. I generally use it for most of my online buying as it's become difficult lately to use prepaid cards for some reason, I used to be able to effortlessly convert cryptocurrency into a virtual visa and buy anything but alas. Paypal, for buyers, is an easy experience now there's no waiting for your account to be loaded from a bank.


As a buyer, I would rather send in a check or not make the purchase before using Pay Pal.


Buyer insisted on PP. I needed the project / money and did not wanna cause a problem. I asked buyer many times to wire / ACH the money. I kinda "had" to accept PP. Im not a rockstar. Can't demand / insist my preferred method. But there is a happy ending. I still have the gig and now they pay with stripe. ;-)




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