The trade-off is different, sure. Much like the trade-offs between using a gasoline vs an electric car are different. But it doesn’t mean it’s not a solution to sidestep private corporations needing to serve as global content gatekeepers.

Your question was

> What problems does Bitcoin bring along?

Not “is this tradeoff worth it?”

For a class of non technical people having the bank or credit card company in this case help them reverse charges when they’ve been scammed, and they are at risk of being scammed for a significant chunk of their resources.

I get why crypto enthusiasts like the irreversibility but the inability to understand why someone would want a protected system with an arbiter over it feels like the same energy I get from engineers who can’t fathom why anyone would choose the walled garden that comes with Apple products despite ample evidence for their popularity with the average joe

This is also a property of cash transactions.

You could reimplement the traditional censorable banking system on top of bitcoin, where users never touch the asset, and instead interact with tokens/promises of money and transactions were reversible. Reversibility is not an inherent property of the medium of value it’s the property of the trustful model we’ve layered on top.

The difference is that normal people have access to uncensorable digital payment rails if they are motivated and accept the associated risks (the same they accept when performing cash transactions)

This is also true for debit/cash, basically all payment methods throughout history except for credit cards.

This is also not entirely true, to a minor extent law enforcement and the legal system can provide redress for scams. It helps to only do business with registered entities so you can at least take them to court/small claims.

> This is also true for debit/cash, basically all payment methods throughout history except for credit cards.

Of course it is, since credit cards are a recent innovation if you are analyzing across historical time frames.

And even so, do you see most people preferring to pay in cash nowadays? Or debit card even? I’m not sure on debit vs cc usage rates but I’d for sure be surprised if cash was in use at a higher rate than cc

credit cards make it relatively easy to get a chargeback, few questions asked. They will do the trouble of blacklisting the merchant instead of battling with the consumer. That's very much not the case with crypto.