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Money laundering laws doesn't require that the money be proceeds of crime. It only requires that you do things in an attempt to obscure the source of the money.

For example structuring cash deposits. If you have a pile of legitimate cash, say through a cash business (you pay all taxes), but you intentionally make multiple $9,000 deposits to avoid generating a CTR (currency transaction report for cash deposits over $10,000), congrats, you violated money laundering laws.



So out of curiosity, what if you run a business that just happens to generate $9K of cash regularly, for any reason?

Are you supposed to risk keeping it on premises until enough adds up, or you should tell the bank to file a CTR, or something else?


You’re at risk of some over zealous prosecutor accusing you of structuring.


It’s not the $9k deposit that’s illegal, it’s structuring your deposits to avoid the $10k limit. The same actions can be legal or illegal depending on your in intent.

In your example, the $9k deposits are perfectly fine. Although if you really always deposit $9k you’ll probably get some questions.


like tax evasion laws -- they're like a joker card/ wildcard -- to law enforcement. to be played when they wanna arrest you.

that's what mobsters get nabbed on, corrupt gvt officials etc. it's not difficult to prove anyone has tax evaded.




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