In Ontario Canada, we have "fault determination rules" - fault gets "Algorithmically" assigned, sometimes illogically. Anti-consumer, but saves the insureco a ton on lawyers and balances out for them.
Often police make you go to them. Tow trucks aren't supposed to bring unreported collision vehicles anywhere but a police station.
Cops here do like to take the interaction as an opportunity to issue a ticket, such as "improper lane change" or "careless driving" (which can be another "hit" on your next insurance renewal in addition to the "hit" from being assigned fault).
source: got summoned into court because the physicist who crashed into me tried to fight their ticket. They lost. My work treats this like jury duty and pays me, but I didn't realize until months later they took it out of my vacation. Grrrr.
Often police make you go to them. Tow trucks aren't supposed to bring unreported collision vehicles anywhere but a police station.
Cops here do like to take the interaction as an opportunity to issue a ticket, such as "improper lane change" or "careless driving" (which can be another "hit" on your next insurance renewal in addition to the "hit" from being assigned fault).
source: got summoned into court because the physicist who crashed into me tried to fight their ticket. They lost. My work treats this like jury duty and pays me, but I didn't realize until months later they took it out of my vacation. Grrrr.