I only ever use cash for everything, mostly because:
1. it's simple to stick to a budget, I withdraw every week x$ and don't allow myself to withdraw until the next one. Compared to the tap tap everywhere, there's no surprise, it's very predictable and never over budget. Yes, you could use an app but I don't carry a phone everywhere so it wouldn't work for me
2. I don't like hard to read bank statement full of stuff I don't care about. For all those things, I only pay cash (aka 95% of the time) so whenever I pull a bank statement, it's very easy to read with very few lines each month that only has the things I care about and I really like that simplicity
3. I don't like the idea of credit card companies triple charging for what I see being a useless service, taking a cut from my fees, another cut from the vendor and because that's not enough another cut by selling that data, that alone is enough to get me out. Maybe some credit card companies don't resell their data but I have other things to do than reading their term of service when cash work great for me
1. it's simple to stick to a budget, I withdraw every week x$ and don't allow myself to withdraw until the next one. Compared to the tap tap everywhere, there's no surprise, it's very predictable and never over budget. Yes, you could use an app but I don't carry a phone everywhere so it wouldn't work for me
2. I don't like hard to read bank statement full of stuff I don't care about. For all those things, I only pay cash (aka 95% of the time) so whenever I pull a bank statement, it's very easy to read with very few lines each month that only has the things I care about and I really like that simplicity
3. I don't like the idea of credit card companies triple charging for what I see being a useless service, taking a cut from my fees, another cut from the vendor and because that's not enough another cut by selling that data, that alone is enough to get me out. Maybe some credit card companies don't resell their data but I have other things to do than reading their term of service when cash work great for me