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do you think such payment flow would work in the US / in the EU as well? I know that for example in Sweden Swish is super popular and you can pay with it in stores by scanning QR code (and then showing your phone to the merchant) - seems like such device could fit there perfectly.


It definitely could, but I really hope it doesn't. Contactless payments are both more convenient and more secure than (even dynamic) QR code payments. (Whether the device manufacturer should have a monopoly on NFC-based payments is a different question, and one under active regulatory scrutiny at that.)


So, in addition to the QR code, add a NFC device to the speaker, the rest of the story is the same, IMHO


In America there's contactless payments with your phone. The merchant's POS will confirm the transaction like it would with card or cash.




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