The problem here is that credit card companies do not like chargebacks in the least. A few too many and you'll see penalties; more than that and you lose your merchant account. Since there's no vetting here, this will be a magnet for both the clueless and scammers, meaning that I think it's not long for this world.
That's a fair point. I'll be curious how they handle that. Maybe you could get away with booting any user from the platform whose links generate too many chargebacks? But yeah, if paidlink.to is ineffective at preventing chargebacks, they'll get booted from stripe or whoever.