Sorry about that! Yes, I agree, it's quite nice to be able to have such conversations.

If you want to learn more about the modern monetary system I would recommend doing Perry Mehrling's - "Economics of money and banking" course. It's on Cousera but some of the lecture notes are available here [0]. Thoroughly recommend it! Cheers

[0] https://www.naturalmoney.org/moneyandbanking-01.html