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> What do (did) you get for either of those cards that's worth more than $450/year, that you can't get with a $0/year card?

I have a Barclays Aviator (old US Airways, now American Airlines) card, and although it has a $195/yr annual fee, I get $100 back for renewing my Global Entry card. This is in an addition to free checked baggage on American Airlines flights and group 1 boarding.

I usually fly enough that it pays for itself with the bag fees alone. The extra 1 year warranty on purchases has also saved me as well.



The other nice thing about Barclays is that as far as I know they're still the only issuer of credit cards to US customers which will actually do chip-and-PIN (as opposed to chip-and-signature on every other credit card in the US). Which means when you're traveling you can use that card at places which only do chip-and-PIN.




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