Yes, but even how much you pay for rent can be controlled, if you choose to.
You can easily find a room in an apartment for less than 1000 $/mo anywhere in the bay. It won't be a nice room if you choose to live in, say SoMa, but it's housing. So you could argue anything over that is "discretionary".
Obviously, many people would consider such a living situation unacceptable. But in the most general sense, it is still a choice.
You can easily find a room in an apartment for less than 1000 $/mo anywhere in the bay. It won't be a nice room if you choose to live in, say SoMa, but it's housing. So you could argue anything over that is "discretionary".
Obviously, many people would consider such a living situation unacceptable. But in the most general sense, it is still a choice.