This is true. Soap's purpose is to literally break down the cell walls of bacteria, some are more resistant so antibacterials are needed depending on the constituents of the cell wall
> Palmitic acid is the first fatty acid produced during fatty acid synthesis and is the precursor to longer fatty acids. As a consequence, palmitic acid is a major body component of animals. In humans, one analysis found it to make up 21–30% (molar) of human depot fat, and it is a major, but highly variable, lipid component of human breast milk.
> The problem, researchers say, applies to Visa cards set up in 'Express Transit' mode in an iPhone's wallet.
> "Express Transit" is an Apple Pay feature which enables commuters to make quick contactless payments without unlocking their phone, for example touching-in and touching-out at a London Underground ticket barrier.
At least this does not apply to all VISA wallet cards.
All soap is antibacterial.